Comparative Study between Conventional and Islamic Banks during Pandemic Covid-19


  • Putri Reno Kemala Sari STIE AMM
  • Eka Septriannisa Sumbawa University of Technology
  • Nuwailah Nuwailah Sumbawa University of Technology



credit resilience, covid-19, Islamic banks, conventional banks


The banking industry is one of the financial industries that plays a very important role in maintaining the stability of the Indonesian economy. Since the COVID-19 outbreak, economic activity has caused many individuals to wonder how Indonesia's banking sector is doing. The purpose of this study is to compare the credit resilience of Islamic and conventional banks. A dummy multiple regression analysis is the analysis technique utilized to compare the COVID-19 pandemic's pre and post-epidemic conditions. CAR, FDR/LDR, NPF/NPL, and COVID-19 pandemic as a dummy are the variables employed. Islamic and conventional banking firms listed on the Indonesian Stock Exchange make up the study's population. The COVID-19 pandemic dummy variable and the FDR variable, however, have a marginally minor effect on Islamic banking. The COVID-19 and CAR are having a major and favorable impact on conventional banking


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How to Cite

Sari, P. R. K., Septriannisa, E., & Nuwailah, N. (2022). Comparative Study between Conventional and Islamic Banks during Pandemic Covid-19. Valid: Jurnal Ilmiah, 20(1), 42–53.




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