Handajani, Lilik, Saipul Arni Muhsyaf, and Ayudia Sokarina. “Whistleblowing Disclosure of the Banking Sector”. Valid: Jurnal Ilmiah 20, no. 1 (December 30, 2022): 22–32. Accessed August 15, 2025. https://journal.stieamm.ac.id/valid/article/view/259.